The financial decisions you make today can have significant consequences on the lifestyle you lead tomorrow; yet, it can be overwhelming to make decisions without access to appropriate information. Whether you want to feel confident in your retirement planning, protect your wealth for future generations or maximise the performance of your investments, expert advice can be invaluable to secure a strong financial footing.

If you are interested in ways to legitimately reduce your tax liability, methods to safeguard your money from low interest rates, or discovering how holistic financial planning can help protect your capital and grow your income, now may be the perfect time to attend a free financial planning seminar at Lowes Head Office, Jesmond. Whatever your objectives, it’s never too late to start planning your financial future.

By way of an introduction to how we can help you achieve your financial goals, Lowes will be holding free financial planning seminars on: Thursday 28^th March and Wednesday 3^rd April, at 11am and 6.30pm.

Attend a seminar and gain an insight into Lowes inimitable, award-winning investment management approach which has led to significant client satisfaction; over 97% of our clients would recommend us to friends*.

The seminar lasts just over an hour and will cover the following topics:

Investments

For almost 50 years, Lowes has developed a unique approach to managing money without taking undue risk. We will show you why 96% rate our investment management as ‘good’ or ‘very good’*.

Pensions

Using the new pension freedoms to your advantage could make a big difference to your financial well-being throughout retirement. Taking the wrong steps could prove costly for you and subsequent generations of your family.

Tax – why pay too much?

You have a right to legitimately reduce your tax burden.  We will show you simple, legal steps to reduce the taxes you pay and the potentially significant difference it can make to your wealth.

Deposits

Ten years of the base rate at 0.5% and lower has cost you more than you could imagine. We’ll show you why and how to maximise your return from cash investments and introduce alternatives to fixed term bank accounts.

Inflation

The spending power of your capital has been significantly eroded over the last decade. We’ll show you by how much and how to combat the ravaging e?ect of in?ation.

Inheritance Tax

Don’t be fooled - changes in Inheritance Tax rules have lulled many into a false sense of security. We will show you the extent of the impact of the tax and divulge several steps you could consider to protect your estate, even if you believe it currently escapes this tax. 

Investments to Avoid

Even the most astute individuals can get coerced into new ‘lucrative investment opportunities’ that are ultimately exposed as costly mistakes. No client of Lowes in our history has ever been involved in such a scandal. We will tell you how you too can avoid losing your money. 

Long Term Care

Potentially the cruellest “tax” of all. We will show you why you should consider taking steps to protect your home and other assets before it’s too late.

Regardless of your stage in life, the actions you take now could dramatically improve your financial wellbeing for years to come so there is never a bad time for you to benefit from obtaining appropriate financial advice.

Lowes are Chartered Financial Planners that have been providing Independent Financial Advice for close to fifty years. We pride ourselves on our personal approach to financial planning, helping our clients with their goals to build, protect and ultimately pass on their wealth.

Reserve your places at one of our forthcoming seminars at Lowes Head Office, Fernwood House, Jesmond

Thursday 28th March – 11 am or 6.30pm - to book, click here

Wednesday 3^rd April – 11 am or 6.30pm - to book, click here

Attendance is free of charge and without obligation.

*2017 client satisfaction survey