Lowes has helped thousands of people manage their investments, steering them to better returns as well as providing comfort and confidence in the face of markets’ natural behaviour, which is to be volatile.

We are delighted once again to have won Best Investment Adviser at the 2020 Money Marketing Awards.

With the benefit of 2020 hindsight, its fair to say that a decision to invest in the stock market at the beginning of this year would have been better deferred a few months.

2019 had been a good year for investors, with the FTSE 100 (measuring the 100 biggest companies listed in the UK) rising by over 12% and the S&P 500 (the top 500 companies in the US) doing even better in dollar terms, rising nearly 29%.

COVID-19 and the lockdowns around the world, which subsequently ensued have had a marked and meaningful impact on the global economy.

The first quarter of 2020 saw 108 structured products mature, of which 19 had been granted ‘Preferred’ status by Lowes at the time of launch.