Welcome to Lowes Financial Management
Where Personal Finances Are Cared For Personally
As one of the longest standing Independent Financial Advisers in the UK, we have been providing sound Independent Financial Advice to our clients and their families for generations. Our team of highly qualified Consultants, Analysts and support staff collectively implement our personal approach to financial planning enabling us to help clients build, protect and pass on their wealth. We are award winning Chartered Financial Planners where we have ben judged by respected Money Marketing magazine to be amongst the top Investment Advisers in the UK for 10 of the last 11 years.









We were one of the first firms of Independent Financial Advisers in the UK to achieve the accreditation "Chartered Financial Planners", a status which we are justifiably very proud of. We have some of the most highly qualified individuals in the country working for us to provide the most appropriate advice that meet clients' individual needs.


As an independent Financial Adviser we provide you with an unbiased, whole of market guidance and market insight in order for you to make the best and most informed financial decisions to suit your individual circumstances.
Since 1971 Lowes has provided Independent Financial Advice to tens of thousands of people throughout the United Kingdom, this advice extends to myriad of different services and investments and whilst we are renowned for our expertise in the field of structured products, this is just one area.
Lowes has helped thousands of people manage their investments, steering them to better returns as well as providing comfort and confidence in the face of markets’ natural behaviour, which is to be volatile.
We are delighted once again to have won Best Investment Adviser at the 2020 Money Marketing Awards.
With the benefit of 2020 hindsight, its fair to say that a decision to invest in the stock market at the beginning of this year would have been better deferred a few months.
2019 had been a good year for investors, with the FTSE 100 (measuring the 100 biggest companies listed in the UK) rising by over 12% and the S&P 500 (the top 500 companies in the US) doing even better in dollar terms, rising nearly 29%.
COVID-19 and the lockdowns around the world, which subsequently ensued have had a marked and meaningful impact on the global economy.
The first quarter of 2020 saw 108 structured products mature, of which 19 had been granted ‘Preferred’ status by Lowes at the time of launch.