Welcome to Lowes Financial Management
Where Personal Finances Are Cared For Personally
As one of the longest standing Independent Financial Advisers in the UK, we have been providing sound Independent Financial Advice to our clients and their families for generations. Our team of highly qualified Consultants, Analysts and support staff collectively implement our personal approach to financial planning enabling us to help clients build, protect and pass on their wealth.
We were one of the first firms of Independent Financial Advisers in the UK to achieve the accreditation "Chartered Financial Planners", a status which we are justifiably very proud of. We have some of the most highly qualified individuals in the country working for us to provide the most appropriate advice that meet clients' individual needs.
As an independent Financial Adviser we provide you with an unbiased, whole of market guidance and market insight in order for you to make the best and most informed financial decisions to suit your individual circumstances.
Since 1971 Lowes has provided Independent Financial Advice to tens of thousands of people throughout the United Kingdom, this advice extends to myriad of different services and investments and whilst we are renowned for our expertise in the field of structured products, this is just one area.
Can a figure be put on the value of advice? There has been much comment of late surrounding this topic. As might be expected, much of that comment has centered around the costs and value of Independent Financial Advice.
I recently had the privilege of attending the PIMCO Institute, a two-day event discussing all things fixed income
There are two distinct tax advantages when paying into a pension; tax relief on pension contributions and the rules around passing on of pension wealth to beneficiaries.
HM Revenue and Customs reported a record high for inheritance tax receipts for the last tax year and to date they are reporting further year on year increases. This has been an upward trend over the past decade, since the inheritance tax nil rate band was frozen at £325,000.
Research has found that, on average, people expected to reach around age 82 and remain healthy and active until around 77 years old.
The review showcases how the sector has evolved over the decade following the financial crisis of 2008.