Welcome to Lowes Financial Management
Where Personal Finances Are Cared For Personally
As one of the longest standing Independent Financial Advisers in the UK, we have been providing sound Independent Financial Advice to our clients and their families for generations. Our team of highly qualified Consultants, Analysts and support staff collectively implement our personal approach to financial planning enabling us to help clients build, protect and pass on their wealth.
We were one of the first firms of Independent Financial Advisers in the UK to achieve the accreditation "Chartered Financial Planners", a status which we are justifiably very proud of. We have some of the most highly qualified individuals in the country working for us to provide the most appropriate advice that meet clients' individual needs.
As an independent Financial Adviser we provide you with an unbiased, whole of market guidance and market insight in order for you to make the best and most informed financial decisions to suit your individual circumstances.
Since 1971 Lowes has provided Independent Financial Advice to tens of thousands of people throughout the United Kingdom, this advice extends to myriad of different services and investments and whilst we are renowned for our expertise in the field of structured products, this is just one area.
Why do we invest? Clearly, it is to make money. How we invest, in which products and the way we allocate that money between markets and asset classes will determine the potential return we receive.
The introduction of new allowances and exemptions in recent years, as well as increases in rates from April 2019, means the tax system has become more complicated for earners, savers and investors.
One of the issues arising from the ‘pension freedoms’ is that people who take lump sums out of their pension funds have found themselves over- taxed on an ‘emergency’ basis.
Amongst the many subjects I will be covering in our next seminar will be structured products - an investment area that Lowes has become synonymous with.
In 2009 the Zimbabwean government issued the largest denomination of currency ever – the Z$100 trillion bill – as a direct result of the currency’s hyperinflation
Over the last decade, 25% of our spending power has been lost to inflation